Mortgage refusal due to spray foam in the roof void
Why it happens here
Lenders will not proceed when foam prevents a surveyor from inspecting the timbers. In Bathwick, most of the affected properties are Georgian or Victorian townhouses where the roof void is awkward to access and the foam was installed years ago under an insulation scheme.
Our approach
We remove the foam, inspect every rafter with a moisture meter and thermal imaging camera, and issue a report with photos and readings. That documentation is what your lender or solicitor needs to release the mortgage.