Mortgage refusal due to spray foam in the loft
Why it happens here
Lenders treat spray foam as a risk because it can hide structural timber damage and block ventilation. In Newbridge, where so many homes had foam installed years ago, this comes up on a large share of local surveys.
Our approach
We remove the foam, inspect and document the timbers, and provide a photo record with moisture readings. That package is what lenders and surveyors need to release the mortgage.