Mortgage refusal due to spray foam in the loft
Why it happens here
Lenders and surveyors treat foam against roof timbers as a hidden risk because it can mask rot and block ventilation. In a high-value area like Lansdown, valuers are especially cautious, and a single flag can stop a sale.
Our approach
We remove the foam, check the timbers with a moisture meter and thermal imaging camera, and provide dated before and after photos. That record is what lenders need to see before they will reconsider the loan.